Most mortgage debates revolve around fixed versus variable rates. But did you know that there are a couple different types of variable-rate mortgages? In Canada, there are adjustable and variable rates, and these terms are often used interchangeably. Let’s learn about the key differences between ...
Purchasing A Home
Understanding Your Credit Score
One of the important factors on your journey towards home ownership is understanding your credit score. Some people don’t pay much attention to their credit score until they begin the mortgage discussion. But, I promise your credit score is one of the most important factors when it comes ...
Renovating your Way to a Home you Love
You’ve been on the hunt for the perfect home for months, you just can’t seem to find the one. Now what? You’re probably starting to feel a little hopeless that the right property for you is out there. But, maybe there’s a way to create a home you love with renovations? Let’s chat about a ...
Divorce and Your Mortgage
Using Canada's Spousal Buyout Program "40% of all marriages in Canada ending in divorce. I think it’s important for people to understand all their options around what to do with their jointly owned home. Separating from a spouse can be emotionally draining and none of us enter into a ...
Top 5 Things to Know as a First Time Home Buyer
Buying your first home is such an exciting time, Here’s a few things you should consider before getting started to make sure you have the best outcome possible! Know What You Can Buy There’s nothing worse than meeting a first time home buyer who has already written an offer, and telling them ...
Why choose a Mortgage Broker, versus your Bank?
MORTGAGE BROKERS WORK FOR YOU Unlike the branch Mortgage Broker, who is paid by the bank to sell their products, a Mortgage Broker works for YOU! My job is to work as a link between you and the lender. I'll filter through the offerings to find you the best rate and product for your specific needs, ...
5 Ways to Delay Your Mortgage Closing
No one wants a call from their Mortgage Broker or lawyer saying, “There is a problem”. After finding your dream home, negotiating a final price, and sending in the LONG list of documentation requested by your broker, you probably assume everything is concrete. The reality is that your ...
