Refinance

Refinancing will help you access your homes equity

I'll help you determine if this will be a cost-effective solution for your needs

If you refinance your mortgage, you’ll gain access to your home’s equity up to 80% of the appraised value. This means your new mortgage will pay out the existing mortgage, and the rest will go to you!

Refinance Reasons

There are many reasons people consider refinancing their home to allow them to use their equity in some way. You might be looking to pull out cash to invest in a new business, roll existing high-interest debt into your mortgage,  renovate your home, or help your children through university or even buy their first home. Whatever the reason, I’ll break down the costs associated with refinancing, and together we’ll make sure this makes sense for you.

The Process

Luckily, the refinance process is straightforward and relatively simple. The first step is to apply. We will review refinancing options, such as a second loan, a HELCO, and additional types of loans. In this process, we will review and identify much money you need. In addition, we will look at your new monthly payments and the costs associated with refinancing. After we determine what works best for you, I will shop around and find you the best interest rate and loan options. From there, we will submit your loan application and go through underwriting.